Draft legislation: Consumer Rights Bill and Deregulation Bill
Consumer Rights Bill
A written ministerial statement has announced the publication of the Consumer Rights Bill. Alongside the Bill, the government published a Command Paper, which includes a response to a pre-legislative scrutiny report and recommendations made by the Business, Innovation and Skills Committee. Read the Bill documents and to check the Bill’s progression.
The government has now published its Deregulation Bill having previously consulted on a draft version. The Bill covers a number of areas with the aim of removing unnecessary burdens on businesses, individuals and civic society, and public bodies. It contains two provisions which potentially have an impact on insurers. Clause 1 amends s.3 HSWA1974 to exempt the self-employed whose work activities pose no potential risk of harm to others from health and safety law (from Löfstedt). Clause 6 amends s.147 RTA 1988 so that delivery of the motor insurance certificate or security is no longer required for the policy or security to be legally effective and also removes the requirement for policyholders to return their certificate of insurance or security if a policy is cancelled mid-term. You can track the Bill’s progress and read the explanatory notes. On a related note, the government has issued a press release on the outcome of its Red Tape Challenge.
This information is intended as a general discussion surrounding the topics covered and is for guidance purposes only. It does not constitute legal advice and should not be regarded as a substitute for taking legal advice. DWF is not responsible for any activity undertaken based on this information.